NEWS ARCHIVE...
Saving for your Children - Read article in fullWhat are the best ways to put money aside for children? A leading financial adviser outlines some options.
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Child Trust Funds - Read article in fullFrom next week, the government is to start giving all newborn children as much as £500 in a Child Trust Fund, hoping this will encourage saving. But how does the scheme work and what is it really worth?
Free money sounds too good to be true. What is the big idea?
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£85 a child - weekly holiday cost - Read article in fullThe financial impact of the school holidays on families is at least £85 a week per child on average, a survey of parents suggests.
Working parents expected to spend £50 on childcare per week, according to YouGov research for Abbey bank.
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£12 credit for well-behaved teens - Read article in fullTeenagers are to be offered financial incentives not to behave badly - as the government puts forward plans for modernising youth services.
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Changing Credit Cards... - Read article in fullOne option for credit card holders who are struggling to pay off their balance is to switch provider.
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Boys still get more pocket money! - Read article in fullThe latest Pocket Money survey is out! Boys are still getting more pocket money than girls.With Welsh children benefiting most from the rise in levels since the last survey parents are giving an average of just over £8 according to the latest Halifax Pocket Money survey 2005.
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Finding fair financial advice - Read article in fullThinking of giving your finances a new year makeover but don't know where to start? An industry expert explains what types of financial advice are on offer and how much it costs.
There are a number of reasons why people first turn to a financial adviser for help.
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Child Trust Fund Vouchers... - Read article in fullBy the end of January the new Child Trust Fund vouchers will begin to arrive in the post. This is the new initiative set up by Gordon Brown designed to ensure that every child has a savings plan. But where can they be used and what are they worth?
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How much does it cost to raise kids? - Read article in fullRecent research has highlighted the staggering cost of raising children. Egg, the online bank, report that parents spend £38 billion a year on raising their children, not including education! The UK Friendly Society, Liverpool Victoria calculated that £148,406 was needed to raise a child in East Anglia.
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What will happen if I get into debt? - Read article in fullIf you miss the odd credit card or loan repayment, probably not much will happen. There might be a penalty charge and, of course, your debt won't have got any smaller and it might get recorded on your credit file. But if you persistently miss credit card or loan repayments or fail to pay bills, you will quickly run into serious problems.
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BBC has novel way to tackle debt - Read article in fullWith UK personal debt now standing at over £1 trillion and with one in three 16 to 24-year-olds holding credit cards, it's about time we did something radical.
Enter Bank of Mum & Dad.
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Thriftiest family in the USA - Read article in fullA family in the USA have been given the label of 'cheapest family in America'. This family of 7 spend just £200 a month on food.
What's the secret of their success?
Planning and keeping to a strict budget from the first day of their marriage.
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Student Debt Spiral - Read article in fullBBC News Online asks the experts how Joanna Kelly, a financially-challenged graduate, should tackle her £14,000 debt problem...
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Tax help for working parents - Read article in fullThe Government introduced two new tax credits in April 2003, the Child Tax Credit and Working Tax Credit.
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Saving Money - BBC Tips - Read article in fullWays to save money as your family growsChoose nearly new goods. Make the most of second-hand offers from friends and relatives. Check that items are clean and in good working order, for example that the brakes on a pushchair work efficiently.
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Your entitlements as a Parent - Read article in fullAs a parent, you'll be glad of every extra pound you can get. So make sure you're not missing out on any of these benefits you may be entitled to.
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Are you ready for chip and pin? - Read article in fullChip and Pin? No, it's not a new variety of food, but the latest technology which everyone will soon be using. New credit and debit cards are being fitted with a chip so that signatures wil no longer be required, only a personal pin number.
Confused? Worried? Check the facts.
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Kids get big raise in Pocket Money - Read article in fullReports today show that childnre have experienced a huge rise in pocket money. The Halifax have just completed their regular survey say the amount of pocket money children get has risen dramatically in the last year.
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Debt Facts - June 2004 - Read article in fullTotal UK personal debt at the end of April 2004 was £985bn. The growth rate is an enormous 14.7% for the previous 12 months. This will result in a total debt of £1 trillion in the next couple of months.
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New tax credits - Read article in fullThe government's new tax credits - Child Tax Credit and Working Tax Credit - were introduced in April 2003. How do they work and how can you claim?
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Benefitting from Work Experience - Read article in fullWorking for free - oh so much fun! But the big plus when you are getting going in the workplace is scoring major CV points.
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What's your credit card interest? - Read article in fullMore than three quarters of credit card holders do not know what rate of interest they are paying, according to a report from the Office of Fair Trading published today. The research showed that more than 70% of adults had a credit card, and 37% had at least two. The majority (60%) of people believed they had a good grasp on how credit cards work, but most could not answer specific questions, or give important information, about their card.
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Relationship breakdown & money - Read article in fullCombine the stress of separation with the necessity of deciding what to do with a shared property, and you have the recipe for a nervous breakdown. From council tax to outright ownership, Kathleen Hennessy explains how to deal with your house after a divorce.
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Cut debt and start to save - Read article in fullIt's no use starting to save if your gains are being wiped out by the interest rate you are paying to borrow money.
Before you think of putting cash aside, try to clear credit card debt, overdrafts, personal loans or other short-term borrowings.
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First-time buyers 'give up hope' - Read article in fullMore than a third of would-be first-time buyers think there is no prospect of being able to buy a property for at least a year, a survey has found.
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Conquering Debt - Read article in fullFirst, being in debt is not something to be ashamed of. Inevitably, some of us will get into difficulties, typically due to a change in circumstances such as a relationship breakdown, unemployment or illness. Credit becomes debt when you can't meet the contractual payments without further borrowing.
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A Quick Guide To Credit Cards - Read article in fullCredit cards are a convenient method of obtaining credit and, despite some bad press, when used properly they can provide flexibility & a range of useful benefits for the cardholder. Our three step guide to credit cards tells you all you need to know about your plastic friends.
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Suicide caused by debt - Read article in fullStephen Lewis killed himself because he was deep in debt. He had told no one - not even his wife - that he had run up debts using 18 credit cards.These debts amounted to more than £65,000.
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Managing your money effectively - Read article in fullThe key to effective money management is time. The more time you are prepared to invest in managing your affairs the greater the return on that investment...
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Benefits take-up - Read article in fullPensioners and other low-income groups are failing to take up almost £6bn of benefits they are entitled to, according to the government's own estimates...
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Britains rich teens... - Read article in fullBritish children enjoy the highest average annual income in Europe - more than double that of Spanish or Italian youngsters, a report suggests.
Children in the UK between the ages of 10 and 17 had an annual income of £775, said market analyst Datamonitor.
They use "pester power" to get their parents to stump up nearly a third of this income, the report said.
As for how they spend their cash, the bulk goes on personal care, soft drinks and food, Datamonitor said
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